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D&D 5e Point Buy Calculator

Select Race:

Presets

Attribute	Ability Score	Racial Bonus	Total	Modifier	Point Cost

Adjust the rules to fit your campaign.

Changes take effect immediately in the Calculator tab.

Total Points 27

20 ptsStandard: 2760 pts

Allow scores 16–18

Enables extended cost table beyond 15

Current Setup

Total points27 Score range8 – 15 Points used0 / 27 Points left27

Official Point Cost Table

D&D 5e Player's Handbook p.13

	8	9	10	11	12	13	14	15
Cost	0	1	2	3	4	5	7	9
Mod	−1	−1	+0	+0	+1	+1	+2	+2

Key Rules

27 Points Total

You have exactly 27 points to distribute across all 6 ability scores.

Score Range 8–15

Scores must be between 8 (minimum) and 15 (maximum) before racial bonuses are applied.

Non-Linear Costs

Higher scores cost disproportionately more points. Score 14 = 7 pts, score 15 = 9 pts.

Racial Bonuses Applied After

Racial bonuses are added to your base score after point buy. The final score can exceed 15.

Modifier Formula

Modifier = ⌊(Score − 10) ÷ 2⌋ — every 2 points above or below 10 gives ±1 modifier.

Common Presets Explained

Standard — 15/14/13/12/10/8

Classic spread from the PHB example. One strong stat, one dump stat.

Balanced — 13/13/12/12/11/11

Even distribution across all stats. No dump stat, no single outstanding ability.

MAD — 15/15/10/9/9/9

Multiple Attribute Dependent: two high stats for classes needing STR+DEX or similar.

SAD — 15/13/13/12/8/8

Single Attribute Dependent: maximises one primary stat with two dump stats.